Since its inception, Chime has been a popular choice for those looking for an online-only financial service with no monthly or annual fees. Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round-up from your Chime Checking Account to your Chime savings account^^^^^. In addition, Chime offers a unique feature called “Round Ups” that you can opt into. They also offer a debit card you can use anywhere Visa is accepted.Ĭustomers can also sign up for direct deposit, receive notifications when their account balance goes below a certain amount, and receive their paycheck with direct deposit up to two days early^. It’s not a bank, but they offer checking and saving accounts through The Bancorp Bank or Stride Bank N.A.